You may have heard the term “why hire a public adjuster“, but you may not understand what that means. You may think that this terminology is used only by insurance companies to describe those workers who are responsible for finding a claim that has been filed against an insurance company. However, it can also be used to describe the workers who find a way to get the claim through the claims process and into final settlement.
Claims that result in insurance adjusters being called on are often the result of things that do not appear to be right. For example, sometimes workers who are working very hard report feeling sick and should be paid for their time. This could cause a delay in getting a claim submitted and result in the worker filing a claim in frustration and not getting the compensation that they deserve.
The purpose of this law is to protect the rights of those who suffer an injury or loss because of another person or entity not performing a necessary task to help them submit a claim. It can also protect against fraud. When something does not appear to be right, an adjuster is required to find what caused the problem. In some situations, this can mean finding evidence that something was done to cause the delay or denied benefits. If a public adjuster finds fraud, the party involved must pay the money back to the injured party. In some situations, if an adjuster finds no proof of fraud, the case can be dismissed.
There are different types of public adjusters. Some are independent contractors while others are employed by insurance companies to do work for them. Some work for both insurance companies and employers. It helps insurance companies adjust claims to the benefit of all parties.
Insurance company adjusters are not always on call. If you want to have someone come in and work on your claim process, there are laws you must follow. Before allowing anyone to take part in your claim process, you need to read over the employment agreement between you and the insurance company. This will include any restrictions or guidelines regarding who can make a claim.
There are several benefits to hiring a public adjuster. The first is the ability to review the paperwork with attorneys. Attorneys have access to all of the paperwork needed to legally represent you during the claim process. They can tell you whether or not your insurance carrier is legally refusing to cover your loss. If they find it, an adjuster can legally make the appropriate changes so your claim is submitted properly and fully paid for.
Another benefit is the ability to have legal representation. Attorneys understand the process better than a layman can be able to represent you in court. The last benefit is knowing that the insurance company has a lot of other claims to handle, so they won’t have time to spend on your claim. Adjusters are often referred to as “rogue” insurers because they often make frivolous claims in order to collect on their own losses. By hiring a professional, you can be sure that your rights are protected.
Hiring a public adjuster is usually a good idea if you are having some kind of monetary loss or damage. The process for making a successful insurance claim is tedious, and often very complex. Even the most experienced lawyers may not be able to get all of the right information from the insurance company. For this reason, you may want to consult a professional that has experience dealing with insurance claims. An experienced lawyer can help you determine if a public adjuster is right for you or not.
